Mid-career workers

Financial support

Enhanced Workfare Income Supplement (WIS)

WIS supplements the incomes and CPF savings of low-wage Singaporean workers, and encourages them to work regularly. Eligible employees, self-employed persons and platform workers can receive payments of up to $4,900 per year (previously $4,200). Employees do not need to apply for Workfare, as eligibility is automatically assessed based on CPF contributions. Self-employed persons will have to declare their income, and make the required MediSave contributions to receive payments.

To qualify, you must meet all the following eligibility criteria:

• Singapore Citizen aged 30 years old and above

• Employed or self-employed or platform worker

• Gross monthly income of $500 to $3,000

• Live in a property with Annual Value of up to $13,000 ($21,000 for work done in 2024 onwards)

• Do not own more than 1 property

• If married, assessable income of your spouse must not exceed $70,000. You and your spouse must also not own more than 1 property.

Find out more about the Workfare Income Supplement

Enhanced Workfare Skills Support (WSS)

WSS provides training allowance and cash incentives to support low-wage workers as they upskill.

From 2026, WSS will include longer-form courses, such as diplomas and undergraduate degrees. Eligible individuals can receive training allowance for:

• Full-time training: 50% of average income over the last 12 months, with minimum allowance of $300 per month

• Part-time training: $300 per month

The support for long-form training across career stages are as follows:

• From ages 30 to 39, WSS recipients can receive up to 24 months of monthly training allowance.

• After turning 40, the recipient can receive up to another 24 months of monthly training allowance. WSS and SkillsFuture Level-Up Programme will share a cap of $72,000 in total. The total funding cap will be shared between full-time and part-time training.

To qualify, you must meet all the following eligibility criteria:

• Singapore Citizen

• Aged 30 or above, or aged 13 or above for Persons with Special Needs

• For part-time training allowance: currently employed (include Self-Employed Persons who declare his/her Net Trade Income or work done in the preceding Work Year and made MediSave contributions)

• Earns an average gross monthly income of not more than $3,000 for the past 12 months (if married, spouse’s assessable income for the preceding Year of Assessment is less than $70,000)

• Lives in a property with an annual value of less than $21,000 as at 31 December of the preceding year

• Does not own more than 1 property (if married, applicant and spouse must not own more than 1 property)

Learn more about Enhanced Workfare Skills Support

SkillsFuture Jobseeker Support (JS) scheme

Receive temporary financial assistance of up to S$6,000 over six months if you are involuntarily unemployed, as you actively search for a job.

Who is it for?

• Singapore Citizens aged 21 and above (from April 2025 onwards) and Permanent Residents aged 21 and above (from early 2026 onwards)

• Earned an average monthly income of $5,000 or less, and employed for at least six months, in the last 12 months

• Involuntarily unemployed due to reasons such as retrenchment, business closure, dismissal or termination due to illness, injury or accident

How can I qualify?

• Take part in job search activities, such as:

  • Submitting job applications

  • Going for career coaching

  • Enrolling in training courses

Learn more about Jobseeker Support

Progressive Wage Model (PWM)

Through training and clear career pathways under the PWM, workers can earn more as they build their skills. The PWM raises lower-wage workers' wages in a sustainable and meaningful way, while helping businesses improve productivity.

With the PWM, employers must:

• Pay eligible workers at least the PWM wage for their job level; and

• Provide eligible workers with training opportunities.

PWM covers Singapore citizens and permanent residents who are working under a contract of service (both full-time and part-time) in the following nine sectors and occupations:

If you are a worker covered under the PWM, find out more about your wages using the Progressive Wage Portal.

Learn more about Progressive Wage Model

Career opportunities

Mid-Career Pathways Programme

Widen your professional network and gain new industry skills while receiving a monthly training allowance, through attachment opportunities for Singaporean jobseekers aged 40 and above.

This programme offers you:

• A full-time attachment of four to six months

• Training allowance of up to $3,800 a month

• Conversion to a full-time role if performance is satisfactory

Apply for the Mid-Career Pathways Programme

Career Conversion Programmes (CCP)

Those planning to switch to a new job or sector can access programmes offering industry-recognised training in around 30 sectors:

• Place-and-Train: Get hired and receive on-the-job training or industry-recognised training.

• Attach-and-Train: Be attached to a company, with opportunities for training and a full-time job placement.

• Job Redesign Reskilling: Be reskilled to take on new growth job roles in your company.

Apply for Career Conversion Programmes

Upskilling support

SkillsFuture Level-Up Programme

All Singaporeans aged 40 and above can tap into more credit and subsidies for upskilling, and receive financial support for full-time courses.

• SkillsFuture Credit (Mid-Career): $4,000 SkillsFuture Credit top-up, which can be used for about 9,000 courses that lead to better job opportunities.

• SkillsFuture Mid-Career Enhanced Subsidy (MCES): Up to 90% subsidy for courses funded by the Ministry of Education (MOE) and SkillsFuture Singapore (SSG).

• SkillsFuture Mid-Career Training Allowance: Receive an allowance when enrolled in selected training programmes, to help with training expenses

  • For selected full-time long-form training courses: Up to $3,000/month, for up to 24 months. Allowance based on 50% of average income of the last 12 months.

  • For selected part-time programmes (from 2026): $300/month, for up to 24 months

Learn more about SkillsFuture Level-Up Programme

Career guidance

Boost Your Career Health

Just like investing in your physical health, career health means reviewing your learning and career achievements, and actively working on developing skills to stay relevant in your career.

Get personalised career coaching with Polaris

Whether you are looking to make a career switch or seeking to deepen your knowledge and skills, make more informed career choices with personalised career guidance from Polaris by Workforce Singapore (WSG) and its appointed providers Ingeus Pte Ltd (Ingeus) and AngusKnight Singapore Pte Ltd (AKG).

Work with a certified career coach to shape a career plan tailored to your strengths and aspirations. Programmes range from two weeks to three months, and are designed for the busy working individual. You can also use your SkillsFuture Credit to pay for the fees.

Learn more about Polaris

Expanded Career Matching Services

Whether you have been retrenched, or have taken a career break, WSG's appointed Career Matching Providers offer one-on-one support for your job search. From consultations to check-ins after securing a job, this will help ease your transition back into the workforce.

As announced at Budget 2025, more career matching services with localised job matching will be rolled out at all Community Development Councils (CDCs). This will help to facilitate your job search based on your needs, e.g. if you prefer to take on a job near your home.

This is in addition to around 30 physical centres island-wide, run by WSG and its partners, where jobseekers can get help with job listings, resumes and interview preparation.

Find out more about career matching & guidance services

Find new opportunities with CareersFinder  

CareersFinder goes beyond traditional job portals, offering upskilling and career recommendations tailored to your unique profile. 40,000 people have found success with CareersFinder.

Make your job search more efficient and targeted in three easy steps:

1. Log in to CareersFinder with your Singpass

2. Answer the quiz

3. Get recommendations for courses and jobs

Enhance your credibility with Careers & Skills Passport

Curate and share your verified credentials with job portals and potential employers with the Careers & Skills Passport. This helps you save time and effort in your job applications, while significantly boosting your credibility:

• Take stock of your skills and experiences to plan ahead

• Share your verified data with job portals and employers (coming soon)

• Receive personalised recommendations (coming soon)

Get started with Careers & Skills Passport

Follow the story of Jon, as he decides to take charge of his career: